When making a payment using your rbc virtual visa debit number the funds will be debited from the account that you access by selecting chequing when you make a payment or withdraw cash at an atm using your rbc royal bank client card 3. Interac direct payment idp 1. Many retailers offer additional cash back with your interac direct payment purchase to start enjoying it simply use your rbc royal bank client card and pin to purchase goods and services at locations displaying the interac direct payment symbol.